We theoretically discuss the interaction of neutral particles (atoms, molecules) with surfaces in the regime where it is mediated by the electromagnetic field. A thorough characterization of the field at sub-wavelength distances is worked out, including energy density spectra and coherence functions. The results are applied to typical situations in integrated atom optics, where ultracold atoms are coupled to a thermal surface, and to single molecule probes in near field optics, where sub-wavelength resolution can be achieved.